Answer: That depends on several factors, including your outstanding balance, your current interest rate and any outstanding debt that you may have. Even if you currently have a low rate on your mortgage, it may save you money to refinance and pay off your high interest credit cards and home equity loans. Click on our refinancing link for more information, or call 1-(808) 447-1860 to get expert advice on your specific needs from one of our Mortgage Advisors.

Question: I have had some credit problems in the past. Can I still apply for a mortgage?

Answer: Yes! Smart Money Inc. has many, many different mortgage programs available for borrowers with past (or present) credit issues. We specialize in securing financing for individuals that may have been turned down elsewhere. And if explaining your situation makes you uncomfortable, you may still apply online.   more